Semper Culture
A new kind of work culture.
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Feel the Vibe
Here at Semper, our culture is important.
Our company culture is all about that laid-back, approachable vibe, matched with a strong commitment to top-notch customer service, teamwork that’s second to none, recognizing and celebrating hard work and fresh ideas, and holding ourselves to the highest standards. At Semper, we’ve combined hard work and a genuinely fun atmosphere to create a company culture that celebrates the perfect balance of dedication and enjoyment.
Our Core Values:
BE DIRECT
We understand the importance of honest, open communication. Simplicity leads to accuracy and reliability. Our process is easily understood, uncomplicated and straightforward.
BE UNCONVENTIONAL
We are not common mortgage lenders. We take risks, make difficult decisions, and take ownership of our choices. We don’t shy away from hard situations and stand strong in the face of adversity.
BE EMPATHETIC
We put customer needs, desires, and abilities at the center of our process. Connecting with people, as people, allows us to bring empathy into a very sterile transaction.
Always loyal, always faithful.
We’re more than just mortgages.
hand
WE GIVE BACK
Semper prides itself on giving back to the community! Whether it’s sponsoring an event of a 501c(3), or running a 5k, we do it all.
semper vibe
WE HAVE SWAG
Our in-house marketing team is always designing new Semper merch. From tees, to custom Yetis, we are always giving away Semper swag.
balloons
WE HAVE EVENTS
Whether it is on the slopes, catching rays in Block Island, or living life in the fast lane at the track, Semper loves to host unique team building events.
skiing
WE SKI
Our annual ski trip is a chance to hit the slopes, unwind, rejuvenate, and enjoy quality time together on the mountain.
beach
WE BEACH
Our Block Island beach day is a can’t-miss event! Soak up the sun, enjoy the beach, and strengthen connections outside the office.
recharge
WE RECHARGE
Need a break? With a golf simulator, ping pong, pool table, and outdoor patios – our office is the perfect oasis for a quick recharge.
quotemarks
Semper’s culture is infectious. I immediately felt the pride and passion of my coworkers and management for the work that they do and for our customers.
Stacey Hengrasmy | Head Underwriter
Our Benefits
Our employees are the heart and soul of Semper.
At Semper Home Loans, we love to show our employees just how much they are appreciated.
Benefits Include:
  • Comprehensive health benefits
  • Paid time off and vacation days
  • Learning and development tools
  • Flexible hours including remote opportunities
  • 401K matching
Learn More
Semper Home Loans
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Disclaimers and Disclosures

Semper Home Loans, Inc. is an Equal Opportunity Employer and an Equal Housing Lender. Semper Home Loans, Inc does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.

Semper Home Loans, Inc is an Equal Housing Lender. We do business in Accordance with Federal Fair Lending Laws. Under the Federal Fair Housing Act, it is illegal, on the basis of race, color, national origin, religion, sex, handicap or familial status (having children under the age of 18) to: Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling or to deny any loan secured by a dwelling; or Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.

Licensed in the following states: AL, AZ, CA, CO, CT, DE, DC, FL, GA, IL, IN, IA, KS, LA, ME, MD, MA, MI, MT, NE, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WY

Rates are subject to change at any time and without notice. To ensure you have the latest rates, we update them in real-time.

Interest rates and APRs are for informational purposes and do not include all applicable fees. Your actual rate, payment, and costs may differ.

Semper Home Loans, Inc does not charge an origination fee. The one-time cost shown include points/credits and third-party fees. An escrow deposit, pre-paid interest and other charged may be required depending on your situation.

Monthly payments do not include taxes and insurance premiums. Your actual monthly housing expenses will be higher.